Last updated: July 2026
Welcome to cindypate.com. By accessing or using this website, purchasing any product or program, or engaging with any content or services offered by Cindy Pate — Unapologetic Wealth, you agree to be bound by these Terms and Conditions.
Please read these terms carefully before using this site or making any purchase. If you do not agree with any part of these terms, please do not use this website.
This website is operated by Cindy Pate, trading as Unapologetic Wealth, based in Australia. References to “we”, “us”, “our”, or “Cindy Pate” in these terms refer to Unapologetic Wealth.
For any questions relating to these terms please contact us at contact@cindypate.com.
By using this website you agree to:
We reserve the right to restrict access to any part of this website at any time without notice.
All content on this website including but not limited to text, graphics, logos, images, audio recordings, course materials, quiz content, and the Rewired for Riches program is the intellectual property of Cindy Pate — Unapologetic Wealth and is protected by Australian and international copyright law.
You may not copy, reproduce, distribute, publish, or create derivative works from any of our content without our prior written permission. This includes sharing course materials, screenshots of paid content, or repackaging any of our frameworks or methodologies.
Personal use of content you have purchased is permitted. Commercial use, sharing with third parties, or reselling of any kind is strictly prohibited.
When you purchase or enrol in any program, course, or coaching service offered by Cindy Pate — Unapologetic Wealth, the following terms apply:
Digital products including but not limited to Rewired for Riches and any other online courses or audio programs are delivered electronically. Due to the digital nature of these products:
For 1:1 coaching services including but not limited to Momentum and any private mentorship programs:
All payments are processed securely through Systeme.io. By making a purchase you agree to their payment terms. We do not store your payment card details on this website.
All prices are listed in Australian Dollars (AUD) unless otherwise stated. You are responsible for any currency conversion fees charged by your bank or payment provider.
In the event of a failed payment, access to programs or coaching services may be suspended until payment is received.
The content, coaching, and programs offered by Cindy Pate — Unapologetic Wealth are for educational and personal development purposes only. Results are not guaranteed. Individual outcomes will vary based on personal effort, commitment, circumstances, and other factors beyond our control.
Any testimonials, income figures, or results shared on this website or in our content represent exceptional individual experiences and are not typical. They are shared for illustrative purposes only and should not be interpreted as a promise or guarantee of similar results.
You are solely responsible for your own decisions, actions, and results in connection with any of our programs or content.
The content on this website and within our programs does not constitute financial, legal, medical, or psychological advice. Cindy Pate is a coach and mentor, not a licensed financial advisor, therapist, or medical professional.
Nothing shared in our content, programs, or coaching sessions should be taken as a substitute for professional advice. If you require professional support please consult a qualified practitioner.
By opting in to receive any free resource, quiz result, or email communication from this website, you agree to receive email communications from Cindy Pate — Unapologetic Wealth. You may unsubscribe at any time using the link provided in any email.
Free resources including the Money Archetype Quiz results guide are provided for personal use only and may not be reproduced or distributed without permission.
This website may contain links to third party websites including Systeme.io, Google Forms, and other external services. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
To the fullest extent permitted by Australian law, Cindy Pate — Unapologetic Wealth shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our programs, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising from these terms or your use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.
These terms are governed by the laws of Australia. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of Australia.
If you are accessing this website from outside Australia, you are responsible for compliance with your local laws.
Nothing in these terms excludes, restricts, or modifies any rights or remedies you may have under the Australian Consumer Law. Our services come with guarantees that cannot be excluded under Australian Consumer Law. You are entitled to a replacement or refund for a major failure and compensation for any other reasonably foreseeable loss or damage.
We reserve the right to update these terms at any time. Changes will be posted on this page with an updated date. Your continued use of this website after any changes constitutes your acceptance of the new terms.
If you have any questions about these terms please contact us at: